Niva Bupa Health Insurance Company is a leading name in the Indian insurance sector that offers best health insurance plans, first-of-its-kind coverag...Read More
Niva Bupa Health Insurance Company is a leading name in the Indian insurance sector that offers best health insurance plans, first-of-its-kind coverage options, high sum insured, and over 10,000 network hospitals across the country.
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2 lakh+ Happy Customers
Network hospitals
10263+
Incurred claim ratio
100%
Sum insured
Up to 2 Cr
No. of Plans
15Solvency Ratio
1.7
Pan India Presence
320+
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A dedicated health insurance company, offering a wide range of products. Niva Bupa Health Insurance formerly known as Max Bupa Health Insurance is amongst the most reliable and trustworthy brands. Niva Bupa health insurance supports their 1 crore+ customers by providing access to over 10,372 cashless network hospitals.
Niva Bupa Health Insurance Company Ltd. (formerly known as Max Bupa Health Insurance Company Limited) is a joint venture between the Bupa Group and Fettle Tone LLP.
Bupa, a UK-based healthcare services expert, has seven decades of experience in the healthcare industry and serves a customer base of 50 million in over 190 countries. Fettle Tone LLP is an entity controlled and managed by True North, one of India's largest domestic private equity funds.
3598+
1
Happy
Customers
10,372
2
Network
Hospitals
30 Min
3
Cashless Claim
Processing
UP TO 2 Cr
4
Sum
Insured
93.2%
5
Claim Settlement
Ratio
Let's take a look at the list of health insurance plans that offer comprehensive protection to you and your family
Niva Bupa Health Insurance Plans | Eligibility | Approximate Annual Premiums |
---|---|---|
Niva Bupa Critical Illness |
Entry Age - Min- 18 years, Max- 65 years Sum Insured - Up to 5 Cr |
Rs. 12,521
|
Criti Care Plan |
Entry Age - Adults - 18 -65 years Sum Insured - Up to 3 Crore |
Rs. 17,765
|
Niva Bupa Health Insurance Plans | Eligibility | Approximate Annual Premiums |
---|---|---|
Niva Bupa Aspire Plan |
Entry Age - 18 years Sum Insured - Up to 1 Cr |
Rs. 1480
|
Arogya Sanjeevani Policy |
Entry Age - 3 Months - 25 Years (Family plan) 18 - 65 Years (Individual plan) Sum Insured - Up to 10L |
Rs. 4722
|
Niva Bupa Health Insurance Plans | Eligibility | Approximate Annual Premiums |
---|---|---|
Niva Bupa Health Recharge |
Entry Age - 91 days to 65 years Sum Insured - Up to 95L |
Rs. 3762
|
Niva Bupa Health Insurance Plans | Eligibility | Approximate Annual Premiums |
---|---|---|
Niva Bupa Senior First Plan |
Entry Age - Min- 61 years, Max- 75 years Sum Insured - Up to 5 L | 10 L | 15 L | 20 L | 25 L |
Rs. NA
|
Let us take a look at some unique features of top-selling Niva Bupa Health Insurance policies:
Comprehensive health insurance covers road traffic accidents and assisted reproductive treatments. The plan offers a 5% discount on premiums for maintaining a healthy lifestyle.
An ideal health plan for individuals and families alike. It not only protects you against critical illnesses but also covers you for accident care and hospital cash.
A health plan that rewards you for starting young and offering multiple health benefits with Niva Bupa Aspire. Be it a challenging journey towards parenthood, or wellness benefits, the plan has something for everyone.
This health policy is an indemnity plan that is here to provide coverage for what many insurance plans couldn’t offer you at an affordable premium. The plan is available as an individual and a family floater health policy.
Available for families and individuals, GoActive is a versatile health plan offering a sum insured of up to INR 25 lakhs. With this health plan, you can avail features such as refill benefits, personal accident cover, and more.
A combo health insurance plan which is designed to offer advanced health coverage at an affordable premium. Get hassle-free cashless claims in just 30 minutes.
This health insurance plan is a combination of two separate health plans- Niva Bupa Health Companion and Niva Bupa Health Recharge. It comes in two categories: individual plan type and family floater plan type.
A specially designed plan that gives you coverage of up to INR 1 Crore. There is no co-payment clause with this plan.
This comprehensive health plan is designed to keep you and your family members safe in case of any unpredicted medical scenarios with features such as health check-ups from day 1, daycare procedures, no room rent capping, and more.
Available in 5 different variants with a large sum insured of up to INR 1 Crore and multiple optional benefits such as hospital cash, personal accident, and more.
Niva Bupa Health Premia is a comprehensive health insurance plan that offers complete coverage to an individual and their family. The plan offers wide coverage from maternity and newborn baby cover to emergency medical treatments across the globe.
Niva Bupa Health Pulse Plan protects you and your family’s health and provides customized benefits. The plan is available for individuals and families and the sum insured ranges from Rs. 3 Lakhs to Rs. 25 Lakhs.
A comprehensive personal accident health plan from Niva Bupa, offering a high sum insured of up to INR 5 Crores. Multiple optional benefits are available under the plan such as Temporary Total Disability, accidental hospitalisation, surgical operations, and more.
This super top-up plan by Niva Bupa allows you to cover yourself, your spouse, and up to 4 dependent children. Also, you will get coverage for mental disorder treatment.
An ideal fit for senior citizens from the age of 61 years, covering them with features like ReAssure benefit, safeguard add-ons, and more.
To cater to the different medical needs of an individual & their family, Niva Bupa Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more. Take a look below to Niva Bupa Health Insurance plans explore more:
Critical Illness Health Insurance
Health dangers are rapidly increasing in today’s fast-paced world, which includes some chronic life-threatening diseases. Anyone can have a crit...
Unique Features
Individual and Family Health Insurance
"Introducing a health insurance that rewards you for starting young." A plan that allows you to go for overseas treatment. Several health insurance p...
Unique Features
Individual and Family Health Insurance
With all the haze of ‘this policy is not gonna work for every medical emergency’, don’t get fooled again. Niva Bupa Arogya Sanjeevan...
Unique Features
Top Up and Super Top Up
Go an extra mile for the health of your family with Niva Bupa Health Recharge Niva Bupa Health Recharge (formerly known as Max Bupa Health Recharge) i...
Unique Features
Individual and Family Health Insurance
Your Niva Bupa GoActiveTM plan has exclusive features to provide for all your health insurance needs. There could be several incidences that lead...
Unique Features
Individual and Family Health Insurance
Niva Bupa Super Saver is a comprehensive health insurance plan that consists of two separate plans- Niva Bupa Health Pulse and Niva Bupa Health Recha...
Unique Features
Individual and Family Health Insurance
Niva Bupa Money Saver health insurance plan is a combination of two separate health plans- Niva Bupa Health Companion and Niva Bupa Health Recharge. I...
Unique Features
Individual and Family Health Insurance
A plan that keeps giving you more. Niva Bupa Health ReAssure is specially designed to protect you and your family during medical emergencies. It gives...
Unique Features
Individual and Family Health Insurance
The Smart Just Got Smarter The all-new, improved and comprehensive plan that will keep you and your family, financially secure during any unexpected m...
Unique Features
Individual and Family Health Insurance
Nothing Seems Impossible A comprehensive plan that gives coverage against any medical emergency for you and your family members. One of the vari...
Unique Features
Individual and Family Health Insurance
Niva Bupa Health Premia is a comprehensive health insurance plan that offers complete coverage to an individual and their family. The plan offers wide...
Unique Features
Individual and Family Health Insurance
Go an extra mile for the health of your family with Niva Bupa Health Recharge Niva Bupa Health Pulse Plan protects you and your family's health and pr...
Unique Features
Senior Citizen Health Insurance
Niva Bupa Senior First is a senior citizen health plan packaged with features that give policyholders the assurance of good health at all times. So wh...
Unique Features
Individual and Family Health Insurance
Niva Bupa, formerly known as Max Bupa, is a leading health insurance company in India with a collaboration between Max India Limited and Bupa, a UK-ba...
Unique Features
Critical Illness Health Insurance
CritiCare, a plan that gives health and financial protection to you and your family against 20 critical illnesses! The critical illness can be contagi...
Unique Features
Niva Bupa Health Insurance Plan Detailed Review
All about Niva Bupa Health Insurance Company
Niva Bupa Health Insurance Complete Details 2024
Why Choose
Niva Bupa
Health Insurance?
Niva Bupa health insurance plans have something for everyone, even if it means frequent travelling for you. You are eligible for healthcare benefits in international countries, including access to emergency ambulances.
Be it filing a claim request, or simply checking when you are up for your health plan renewal, the Niva Bupa health insurance app offers you everything in the palm of your hand.
You heard that right, access Niva Bupa Health Insurance plan features without any limitations as the insurer provides customer support 24/7 in case of any planned or unplanned medical requirements.
A health insurance claim is the most crucial aspect for any policyholder and when you are not assured of a smooth claim process, it can be disheartening. However, with Niva Bupa health insurance, you will have your cashless claims processed within 30 minutes of filing.
Special health plans are dedicated to illnesses like diabetes and hypertension offered by Niva Bupa health insurance which are generally not covered under regular health plans by other insurance providers.
Niva Bupa health insurance plans have something for everyone, even if it means frequent travelling for you. You are eligible for healthcare benefits in international countries, including access to emergency ambulances.
Be it filing a claim request, or simply checking when you are up for your health plan renewal, the Niva Bupa health insurance app offers you everything in the palm of your hand.
You heard that right, access Niva Bupa Health Insurance plan features without any limitations as the insurer provides customer support 24/7 in case of any planned or unplanned medical requirements.
A health insurance claim is the most crucial aspect for any policyholder and when you are not assured of a smooth claim process, it can be disheartening. With Niva Bupa health insurance, you will have your cashless claims processed within 30 minutes of filing.
Special health plans are dedicated to illnesses like diabetes and hypertension offered by Niva Bupa health insurance which are generally not covered under regular health plans by other insurance providers.
Niva Bupa health insurance plans have something for everyone, even if it means frequent travelling for you. You are eligible for healthcare benefits in international countries, including access to emergency ambulances.
Be it filing a claim request, or simply checking when you are up for your health plan renewal, the Niva Bupa health insurance app offers you everything in the palm of your hand.
You heard that right, access Niva Bupa Health Insurance plan features without any limitations as the insurer provides customer support 24/7 in case of any planned or unplanned medical requirements.
A health insurance claim is the most crucial aspect for any policyholder and when you are not assured of a smooth claim process, it can be disheartening. With Niva Bupa health insurance, you will have your cashless claims processed within 30 minutes of filing.
Special health plans are dedicated to illnesses like diabetes and hypertension offered by Niva Bupa health insurance which are generally not covered under regular health plans by other insurance providers.
Niva Bupa health insurance plans have something for everyone, even if it means frequent travelling for you. You are eligible for healthcare benefits in international countries, including access to emergency ambulances.
Be it filing a claim request, or simply checking when you are up for your health plan renewal, the Niva Bupa health insurance app offers you everything in the palm of your hand.
Multiple health plans offered by Niva Bupa cover you against hefty medical bills in case treatments are availed outside of India.
Infertility issues are a common factor in young couples. While advanced treatments such as IVF are available, but not affordable. Niva Bupa's plans will help you with these.
Travel health insurance plans by Niva Bupa health insurance cover you against medical emergencies and offer travel inconvenience coverage. Be it loss of baggage, or passport, Niva Bupa is with you at every step
You may think your health has no benefits over your health insurance plan, but having a healthy lifestyle and hitting your daily step goal will help you gain up to 30% renewal discounts.
With each Niva Bupa health insurance plan you can attach optional covers like personal accident, critical illness, international coverage, and more.
Injuries happen due to nuclear and radiological immersion.
Injuries caused due to involvement in unlawful and illegal activities
Non-prescribed or unproven drugs or treatments
Injuries due to adventure sports unless they are mentioned in the policy schedule
Treatments for obesity and weight reduction
Various waiting periods are applicable across different plans offered by Niva Bupa Health Insurance. Let us discuss the same.
An initial waiting period of 30 days is applicable on all Niva Bupa Health Insurance plans starting from the date of purchase
Pre-existing diseases such as hypertension, diabetes, and others have a waiting period varying between 2 to 4 years depending on the plan you opt for.
The survival period is the number of days mentioned in your critical illness health policy that you need to survive after being diagnosed with a critical illness to get plan coverage.
Niva Bupa Health Insurance is known to provide multiple additional add-on coverage features to policyholders to give the best health insurance experience. A few are mentioned below for your information:
Available with the Niva Bupa Aspire health plan, this unique health plan allows you to combine the entire sum insured so you can use it anytime if you buy a multi-year policy for 2 or 3 years of policy tenure.
You can avail of medical treatments anywhere in the world with personalized co-payment options between 0 to 50%.
Get day 1 coverage for diseases like hypertension and diabetes along with up to 20% renewal discount.
Get annual increased coverage based on the inflation rate, and coverage for non-payable items.
The plans offered by Niva Bupa health insurance will pay you hospital cash for up to 30 days of hospitalization if you are hospitalized for more than 48 hours.
Niva Bupa Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Niva Bupa Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
Follow these steps to purchase Niva Bupa health plans through PolicyX:
Visit the PolicyX health insurance page, and fill in your details like name, age, number of members to be covered, and city.
Click on 'Get free quotes' and compare Niva Bupa health insurance plans as per your requirements.
Select and pay premiums online for your chosen purchased Niva Bupa health insurance plan.
Our team of insurance experts at PolicyX will provide you with all the assistance required regarding claims and other queries post-purchase of your Niva Bupa health insurance plan.
To renew your Niva Bupa health insurance plan follow these simple steps:
Visit the official website of Niva Bupa Health Insurance Company
Click on 'Renewals'
Enter your 14-digit policy number
Click on 'Renew Now'
Once your renewal payment has been made, you will receive a policy renewal email and can continue with your health insurance benefits.
P.S - Connect with PolicyX health insurance experts for Niva Bupa health insurance policy renewal at 1800-4200-269
Follow the steps given below to file claims with Niva Bupa health insurance:
Visit the official website of Niva Bupa Health Insurance Company
Click on 'Claims'
Choose from the Cashless Claim or Reimbursement Claim option
Enter your 'policy or membership number'
Mention your Date Of Birth (DOB)
Click 'Submit'
Submit the following documents when filing for Niva Bupa health claims:
To port your existing policy to Niva Bupa health insurance, follow the steps mentioned below:
Fill out the portability form, and send the application to Niva Bupa Health Insurance Company 45 days before the date of your existing health plan renewal.
As per the guidelines of IRDAI, the new insurance company will cross-check your medical and claims history from the previous insurer within 7 days of receiving the portability form.
Once the policyholder's details are verified, the new insurance company has to communicate its decision - either approval or rejection - within 15 days.
Compare and calculate the best care health policies with the PolicyX premium calculator with these simple steps:
Visit the official website of 'PolicyX'
Fill in details such as name, number of family members to be covered, city, and other information
Click on 'Get Quotes'
P.S - Connect with PolicyX health insurance experts for Niva Bupa health insurance policy renewal at 1800-4200-269
If you have any more queries regarding
Plans,
Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269
now!
To select the best Niva Bupa health insurance plan per your needs, consider your age, pre-existing conditions, sum insured, number of dependents, and other important factors. For assistance get in touch with PolicyX health insurance experts at 1800-4200-269.
Yes, Niva Bupa health plans cover PEDs after serving a specified amount of waiting period. You can also reduce your waiting period with an additional waiver of premium add-ons.
Niva Bupa Health Insurance promises a 30-minute cashless claims processing after receiving all the necessary details and documents from the policyholder for claim filing.
Avail cashless hospitalization in over 10,372 network hospitals with Niva Bupa Health Insurance health plans.
Yes, Niva Bupa health insurance provides insurance-related services in the palm of your hands with the Niva Bupa App available on iOS and Android.
To use your Niva Bupa Health Insurance at the time of a medical emergency, follow the below-mentioned steps: Inform the insurer Share your health insurance card at the hospital Pre-authorization request goes to the insurer The verification process is done by the insurer Claim settlement approved Now you can enjoy the benefits associated with your Niva Bupa health plan.
Yes, the company allows you to choose for auto-renewal facility so that you never forget to pay your premiums on time. For any auto-renewal assistance, give a missed call at 1860-500-8888, and the company’s representatives will get in touch with you.
Niva Bupa Health plans are available across categories like: Individual Health Plans Family Health Plans Personal Accident Health Plans Senior Citizen Health Plans Critical Illness Health Plans
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An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Travelling and writing are her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and seamlessly solves the reader’s query.
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February 5, 2023
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