Niva Bupa Health Insurance

Niva Bupa Health Insurance Company is a leading name in the Indian insurance sector that offers best health insurance plans, first-of-its-kind coverag...Read More

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2 lakh+ Happy Customers

Niva Bupa Health Insurance
Network hospital

Network hospitals

10263+

Incurred Claim Ratio

Incurred claim ratio

100%

Sum Insured

Sum insured

Up to 2 Cr

No of Plans

No. of Plans

15

Solvency Ratio

Solvency Ratio

1.7

Pan India Presence

Pan India Presence

320+

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

PolicyX Exclusive Benefits

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Happy Customers

2 lakh + Happy Customers

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Niva Bupa Health Insurance

Niva Bupa Health Insurance Overview

A dedicated health insurance company, offering a wide range of products. Niva Bupa Health Insurance formerly known as Max Bupa Health Insurance is amongst the most reliable and trustworthy brands. Niva Bupa health insurance supports their 1 crore+ customers by providing access to over 10,372 cashless network hospitals.

Niva Bupa Health Insurance Company Ltd. (formerly known as Max Bupa Health Insurance Company Limited) is a joint venture between the Bupa Group and Fettle Tone LLP.

Bupa, a UK-based healthcare services expert, has seven decades of experience in the healthcare industry and serves a customer base of 50 million in over 190 countries. Fettle Tone LLP is an entity controlled and managed by True North, one of India's largest domestic private equity funds.

3598+

1

Happy
Customers

10,372

2

Network
Hospitals

30 Min

3

Cashless Claim
Processing

UP TO 2 Cr

4

Sum
Insured

93.2%

5

Claim Settlement
Ratio

Best Selling Niva Bupa Health Insurance Plans

Let's take a look at the list of health insurance plans that offer comprehensive protection to you and your family

  1. Critical Illness Health Insurance

    Niva Bupa Health Insurance Plans Eligibility Approximate Annual Premiums
    Niva Bupa Critical Illness Entry Age - Min- 18 years, Max- 65 years
    Sum Insured - Up to 5 Cr
    Rs. 12,521

    Criti Care Plan Entry Age - Adults - 18 -65 years
    Sum Insured - Up to 3 Crore
    Rs. 17,765

  2. Individual and Family Health Insurance

    Niva Bupa Health Insurance Plans Eligibility Approximate Annual Premiums
    Niva Bupa Aspire Plan Entry Age - 18 years
    Sum Insured - Up to 1 Cr
    Rs. 1480

    Arogya Sanjeevani Policy Entry Age - 3 Months - 25 Years (Family plan) 18 - 65 Years (Individual plan)
    Sum Insured - Up to 10L
    Rs. 4722

  3. Top Up and Super Top Up

    Niva Bupa Health Insurance Plans Eligibility Approximate Annual Premiums
    Niva Bupa Health Recharge Entry Age - 91 days to 65 years
    Sum Insured - Up to 95L
    Rs. 3762

  4. Senior Citizen Health Insurance

    Niva Bupa Health Insurance Plans Eligibility Approximate Annual Premiums
    Niva Bupa Senior First Plan Entry Age - Min- 61 years, Max- 75 years
    Sum Insured - Up to 5 L | 10 L | 15 L | 20 L | 25 L
    Rs. NA

Key Features Of Niva Bupa Health Insurance

Let us take a look at some unique features of top-selling Niva Bupa Health Insurance policies:

For Critical Illness Health Insurance

Niva Bupa Critical Illness

Comprehensive health insurance covers road traffic accidents and assisted reproductive treatments. The plan offers a 5% discount on premiums for maintaining a healthy lifestyle.

Why Do We Recommend This?
  • Avail cataract treatments for covered members
  • Emergency domestic evacuation is available from the hospital you are availing treatment from to another hospital
  • Avail coverage for travel expenses of an immediate family member of the patient

For Individual and Family Health Insurance

Niva Bupa Aspire Plan

A health plan that rewards you for starting young and offering multiple health benefits with Niva Bupa Aspire. Be it a challenging journey towards parenthood, or wellness benefits, the plan has something for everyone. 

Why Do We Recommend This?
  • M-iracle benefits cover maternity, IVF, adoption, surrogacy, and more for those who are looking forward to parenthood. 
  • Pay premiums as per your entry age till the time you claim with the Lock the Clock feature. 
  • You can carry forward the balance sum insured if you have not used it up to 10 times. 

For Top Up and Super Top Up

Niva Bupa Health Recharge

This super top-up plan by Niva Bupa allows you to cover yourself, your spouse, and up to 4 dependent children. Also, you will get coverage for mental disorder treatment.

Why Do We Recommend This?
  • Health check-ups are available from day 1.
  • Secure your family against uncertainties with personal accident cover.
  • Hassle-free cashless claim processing in 30 minutes.

For Senior Citizen Health Insurance

Niva Bupa Senior First Plan

An ideal fit for senior citizens from the age of 61 years, covering them with features like ReAssure benefit, safeguard add-ons, and more.

Why Do We Recommend This?
  • No sub-limits are applicable for common health conditions like cataracts, joint replacements, and even cancer
  • Waive off co-payment on applying deductibles
  • No mandatory pre-issuance medical tests

Explore other Niva Bupa Health Insurance

To cater to the different medical needs of an individual & their family, Niva Bupa Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more. Take a look below to Niva Bupa Health Insurance plans explore more:

Critical Illness Health Insurance

Health dangers are rapidly increasing in today’s fast-paced world, which includes some chronic life-threatening diseases. Anyone can have a crit...

Unique Features

  • Features and Benefits
  • Eligibility and Coverage
  • Need For Critical Illness Plans?

Niva Bupa Critical Illness (Pros)

Niva Bupa Critical Illness
  • Covers 20 critical illness
  • Accident care benefits
  • Direct claim settlement

Niva Bupa Critical Illness (Cons)

Niva Bupa Critical Illness
  • Cosmetic procedures not covered
  • Self-harm not covered
  • Obesity-related treatments not covered

Niva Bupa Critical Illness (Other Benefits)

Niva Bupa Critical Illness
  • Cataract treatments
  • Domestic emergency evacuation
  • Compassionate travel

Niva Bupa Critical Illness (Eligibility Criteria)

Niva Bupa Critical Illness
  • Entry age: 18 - 65 Years
  • SI: 5 L - 5 Cr
  • Policy Term: 1/2/3 Years
  • Initial Waiting Period: 90 Days

Individual and Family Health Insurance

"Introducing a health insurance that rewards you for starting young." A plan that allows you to go for overseas treatment. Several health insurance p...

Unique Features

  • Global Treatment
  • Provides Maternity Cover
  • Lock the Clock

Niva Bupa Aspire Plan (Pros)

Niva Bupa Aspire Plan
  • Overseas treatment coverage
  • Booster benefit
  • Covers organ donor transplant
  • Second medical opinion
  • Teleconsultation

Niva Bupa Aspire Plan (Cons)

Niva Bupa Aspire Plan
  • No suicide cover
  • No war injury cover
  • Baby food & utility charges excluded
  • Laundry charges excluded
  • No certificate charges

Niva Bupa Aspire Plan (Other Benefits)

Niva Bupa Aspire Plan
  • 4 unique variants of the plan
  • Cash-bag benefit
  • WellConsult OPD Wallet
  • Cashless claim settlement
  • AYUSH Treatment

Niva Bupa Aspire Plan (Eligibility Criteria)

Niva Bupa Aspire Plan
  • Entry age - 18 years
  • Max entry age - No age limit
  • SI - INR 3L to 1 Cr
  • Waiting Period - 30 days

Individual and Family Health Insurance

With all the haze of ‘this policy is not gonna work for every medical emergency’, don’t get fooled again. Niva Bupa Arogya Sanjeevan...

Unique Features

  • COVID-19 treatment coverage
  • Pre and post-hospitalisation cover
  • Lower co-pay on your claims

Arogya Sanjeevani Policy (Pros)

Arogya Sanjeevani Policy
  • COVID-19 coverage
  • Cumulative bonus
  • AYUSH treatment
  • Room rent cover
  • Preventive health check-ups

Arogya Sanjeevani Policy (Cons)

Arogya Sanjeevani Policy
  • No maternity cover
  • COVID-19 care not covered
  • Home care treatment is not covered
  • OPD not covered
  • Ambulance cover not available

Arogya Sanjeevani Policy (Other Benefits)

Arogya Sanjeevani Policy
  • Individual & family floater plan
  • Cashless claim settlement
  • Upto 2 Cr SI
  • Premiums are affordable

Arogya Sanjeevani Policy (Eligibility Criteria)

Arogya Sanjeevani Policy
  • Min. Entry Age - 3 Months - 25 Years
  • Adult Entry Age - 18 - 65 Years
  • SI - 50000 - 10 L
  • Initial Waiting Period - 30 Days

Top Up and Super Top Up

Go an extra mile for the health of your family with Niva Bupa Health Recharge Niva Bupa Health Recharge (formerly known as Max Bupa Health Recharge) i...

Unique Features

  • Get covered for HIV/AIDS
  • Loyalty addition of 5% on SI
  • Discounts on pharmacy and diagnostic services

Niva Bupa Health Recharge (Pros)

Niva Bupa Health Recharge
  • Loyalty addictions up to 50%
  • Pharmacy and diagnostic services
  • Personal accident cover
  • Easy plan convertibility
  • Easy plan convertibility
  • Day care treatment coverage

Niva Bupa Health Recharge (Cons)

Niva Bupa Health Recharge
  • Maternity treatment not covered
  • Pre-exisiting diseases not covered
  • Alcoholism not covered
  • Dietary supplements not covered
  • No COVID-19 cover

Niva Bupa Health Recharge (Other Benefits)

Niva Bupa Health Recharge
  • Intensive care unit charge
  • Domiciliary treatment
  • HIV/AIDS treatment covered
  • Artificial life maintenance benefits
  • Room rent per day up to 1%

Niva Bupa Health Recharge (Eligibility Criteria)

Niva Bupa Health Recharge
  • Min- 18 years
  • Max- 65 years

Individual and Family Health Insurance

Your Niva Bupa GoActiveTM plan has exclusive features to provide for all your health insurance needs. There could be several incidences that lead...

Unique Features

  • Personal accident coverage
  • Home health care cover
  • Early age AdvantAGE benefit

Niva Bupa GoActive (Pros)

Niva Bupa GoActive
  • Pharmacy and diagnostic services
  • Domiciliary hospitalisation
  • Personal accident benefits
  • Refill benefits
  • Daily health coaching

Niva Bupa GoActive (Cons)

Niva Bupa GoActive
  • Maternity benefit not available
  • Adventure sports not covered
  • HIV/AIDS not covered
  • Cosmetic surgery not covered
  • War injuries not covered

Niva Bupa GoActive (Other Benefits)

Niva Bupa GoActive
  • Behavioural Assistance Program
  • Alternative treatment
  • I-Protect options to increase SI
  • 2% ICU cover per day. No room rent capping

Niva Bupa GoActive (Eligibility Criteria)

Niva Bupa GoActive
  • Min. Entry age- 18 Years
  • Max. Entry Age- 65 Years
  • SI - 4 - 10 L
  • Initial Waiting Period - 30 Days

Individual and Family Health Insurance

Niva Bupa Super Saver is a comprehensive health insurance plan that consists of two separate plans- Niva Bupa Health Pulse and Niva Bupa Health Recha...

Unique Features

  • Lifetime renewability
  • Unlimited e-consultations
  • Cover for modern treatments

Niva Bupa Super Saver Policy (Pros)

Niva Bupa Super Saver Policy
  • Annual health check-up included
  • Pharmacy and diagnostic services included
  • Domiciliary treatment covered

Niva Bupa Super Saver Policy (Cons)

Niva Bupa Super Saver Policy
  • Investigation and evaluation not included
  • Any conflict or disaster not included
  • Maternity expenses is excluded

Niva Bupa Super Saver Policy (Other Benefits)

Niva Bupa Super Saver Policy
  • Lifetime renewability
  • Unlimited e-consultations
  • Cover for modern treatments

Niva Bupa Super Saver Policy (Eligibility Criteria)

Niva Bupa Super Saver Policy
  • Min. Entry Age - 18 Years
  • Max. Entry Age - 65 Years
  • SI - 10.5 L - 1 Cr
  • Initial Waiting Period - 30 Days

Individual and Family Health Insurance

Niva Bupa Money Saver health insurance plan is a combination of two separate health plans- Niva Bupa Health Companion and Niva Bupa Health Recharge. I...

Unique Features

  • Unlimited e-consultations
  • No Room Rent Capping
  • Lifelong Renewability

Niva Bupa Money Saver Plan (Pros)

Niva Bupa Money Saver Plan
  • All day care procedures covered
  • Every claim free year adds up to 20% of base sum insured as bonus
  • Accumulated bonus doesn& 039;t reduce even after claim

Niva Bupa Money Saver Plan (Cons)

Niva Bupa Money Saver Plan
  • Oral or dental treatment not covered
  • Cure and rehabilitation not covered
  • Incidental diagnostic procedures not covered

Niva Bupa Money Saver Plan (Other Benefits)

Niva Bupa Money Saver Plan

Niva Bupa Money Saver Plan (Eligibility Criteria)

Niva Bupa Money Saver Plan
  • Minimum- 3 Months Maximum- 65 Years

Individual and Family Health Insurance

A plan that keeps giving you more. Niva Bupa Health ReAssure is specially designed to protect you and your family during medical emergencies. It gives...

Unique Features

  • Coverage for Modern Treatments
  • Live Healthy Benefit
  • Get Personal Accident Coverage

Niva Bupa ReAssure Plan (Pros)

Niva Bupa ReAssure Plan
  • Booster benefit
  • Organ donor transplant
  • ReAssure
  • Live Healthy Benefit
  • Second Medical Opinion

Niva Bupa ReAssure Plan (Cons)

Niva Bupa ReAssure Plan
  • No OPD Cover
  • No Maternity Cover
  • No Sleep Disorder Covered
  • No Suicide Cover
  • No War Injury Cover

Niva Bupa ReAssure Plan (Other Benefits)

Niva Bupa ReAssure Plan
  • Air Ambulance
  • Hospital Cash
  • Personal Accident Cover
  • Domiciliary hospitalization
  • Day care treatment

Niva Bupa ReAssure Plan (Eligibility Criteria)

Niva Bupa ReAssure Plan
  • Entry Age - 18 Years
  • Max Entry Age - No Age Limit
  • SI - 3 L to 1 Cr
  • Waiting Period - 30 Days

Individual and Family Health Insurance

The Smart Just Got Smarter The all-new, improved and comprehensive plan that will keep you and your family, financially secure during any unexpected m...

Unique Features

  • No-claim Bonus up to 100% of SI
  • No Room Rent Capping
  • Vaccination for Animal Bite

Niva Health Companion (Pros)

Niva Health Companion
  • 5% Doctor Discount
  • 10% Family discount
  • Tenure Discounts of upto 15 %
  • Annual Aggregate Deductible
  • Home Care Treatments

Niva Health Companion (Cons)

Niva Health Companion
  • No OPD Cover
  • No Maternity Cover
  • Cosmetic Surgery Uncovered
  • Specific Diseases after 2 yrs
  • No Alcoholism Cover

Niva Health Companion (Other Benefits)

Niva Health Companion
  • Air Ambulance
  • Modern Treatments
  • Vaccination on Animal Bite
  • Organ Donor Benefit
  • Domiciliary treatments

Niva Health Companion (Eligibility Criteria)

Niva Health Companion
  • Entry Age - 18 Years
  • Max Entry Age - No Age Limit
  • SI - 3 L to 1 Cr
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Nothing Seems Impossible  A comprehensive plan that gives coverage against any medical emergency for you and your family members. One of the vari...

Unique Features

  • High Sum Insured
  • Lock Your Premiums
  • Booster+ Benefit

Niva Bupa Reassure 2.0 Health Plan (Pros)

Niva Bupa Reassure 2.0 Health Plan
  • Personal accidents covered
  • Acute Care
  • Emergency Ambulance
  • Three Plan variants
  • Home Care Treatments

Niva Bupa Reassure 2.0 Health Plan (Cons)

Niva Bupa Reassure 2.0 Health Plan
  • No OPD Cover
  • No Maternity Cover
  • No Sleep Disorder Covered
  • Pre-Existing Diseases after 3 yrs.
  • Alcoholism not covered

Niva Bupa Reassure 2.0 Health Plan (Other Benefits)

Niva Bupa Reassure 2.0 Health Plan
  • Air Ambulance
  • Modern Treatments
  • Second Opinion
  • Booster Benefit
  • Shared Accommodation Benefit

Niva Bupa Reassure 2.0 Health Plan (Eligibility Criteria)

Niva Bupa Reassure 2.0 Health Plan
  • Entry Age - 18 Years
  • Max Entry Age - No Age Limit
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Niva Bupa Health Premia is a comprehensive health insurance plan that offers complete coverage to an individual and their family. The plan offers wide...

Unique Features

  • Benefits and Features of Health Premia
  • Comparison of Silver Gold and Platinum
  • Sample Premium Rates of Plan

Niva Bupa Health Premia Plan (Pros)

Niva Bupa Health Premia Plan
  • Refill benefit for any illness
  • 10% Loyalty Additions in SI
  • Tenure Discounts of upto 15 %
  • Worldwide Maternity Benefit
  • In-patient care

Niva Bupa Health Premia Plan (Cons)

Niva Bupa Health Premia Plan
  • No OPD Cover
  • No HIV/AIDS Covered
  • 20% co-payment
  • Pre-existing Diseases after 2 yrs
  • Treatment for Alcoholism

Niva Bupa Health Premia Plan (Other Benefits)

Niva Bupa Health Premia Plan
  • Zonal Coverage available
  • Pharmacy and diagnostic services
  • Opt for additional features
  • Living Organ Donor Benefit
  • Premium waiver and portability

Niva Bupa Health Premia Plan (Eligibility Criteria)

Niva Bupa Health Premia Plan
  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 3 L to 1 Cr
  • Waiting Period - 30 Days

Individual and Family Health Insurance

Go an extra mile for the health of your family with Niva Bupa Health Recharge Niva Bupa Health Pulse Plan protects you and your family's health and pr...

Unique Features

  • Know About Max Bupa Health Pulse Plan
  • Eligibility and Age Restrictions
  • Learn More About Its Key Features

Niva Bupa Health Pulse (Pros)

Niva Bupa Health Pulse
  • Optional benefits available
  • 150% Refill Benefit
  • Annual Health Checkup
  • Emergency Ambulance
  • Living Organ Donor Benefit

Niva Bupa Health Pulse (Cons)

Niva Bupa Health Pulse
  • Conflict and Disaster cases
  • 20% co-payment
  • No Maternity Benefit
  • Cosmetic surgeries
  • Treatment for Alcoholism

Niva Bupa Health Pulse (Other Benefits)

Niva Bupa Health Pulse
  • Operation Theatre Coverage
  • Modern Treatments
  • Personal Accident Cover
  • e-Consultation
  • Daily Hospital Cash

Niva Bupa Health Pulse (Eligibility Criteria)

Niva Bupa Health Pulse
  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 3 L to 25
  • Waiting Period - 30 Days

Senior Citizen Health Insurance

Niva Bupa Senior First is a senior citizen health plan packaged with features that give policyholders the assurance of good health at all times. So wh...

Unique Features

  • High-sum insured options
  • Rewards and loyalty benefits
  • Multiple plan variants

Niva Bupa Senior First Plan (Pros)

Niva Bupa Senior First Plan
  • High-sum insured options
  • Rewards and loyalty benefits
  • Multiple plan variants

Niva Bupa Senior First Plan (Cons)

Niva Bupa Senior First Plan
  • ICU charges not covered
  • OPD coverage not available
  • Second medical opinion not available

Niva Bupa Senior First Plan (Other Benefits)

Niva Bupa Senior First Plan
  • No sub-limits are applicable for common health conditions
  • Waive off co-payment on applying deductibles
  • No mandatory pre-issuance medical tests

Niva Bupa Senior First Plan (Eligibility Criteria)

Niva Bupa Senior First Plan
  • Min. Entry Age - 61 Years
  • Max. Entry Age - 75 Years
  • SI - 5 - 25 L
  • Initial Waiting Period - 30 Days

Individual and Family Health Insurance

Niva Bupa, formerly known as Max Bupa, is a leading health insurance company in India with a collaboration between Max India Limited and Bupa, a UK-ba...

Unique Features

  • Child Education
  • Funeral Expenses Cover
  • TTD/PTD Cover

Personal Accident Care Plan (Pros)

Personal Accident Care Plan
  • Child education benefit
  • Funeral expenses covered
  • Total and partial disability covered

Personal Accident Care Plan (Cons)

Personal Accident Care Plan
  • Adventure sports not covered
  • No coverage for cosmetic procedures
  • Self-harm not covered

Personal Accident Care Plan (Other Benefits)

Personal Accident Care Plan
  • Lifetime renewability offered
  • Long-term discounts
  • High sum insured options

Personal Accident Care Plan (Eligibility Criteria)

Personal Accident Care Plan
  • Min. Entry Age - 18 Years
  • Max. Entry Age - 65 Years
  • SI - 5 L - 5 Cr
  • Initial Waiting Period - 30 Days

Critical Illness Health Insurance

CritiCare, a plan that gives health and financial protection to you and your family against 20 critical illnesses! The critical illness can be contagi...

Unique Features

  • Enhanced Coverage
  • Eligibility
  • Sample Premium

Criti Care Plan (Pros)

Criti Care Plan
  • 20 critical illnesses covered
  • Long-term tenure savings
  • Different pay-out options
  • Tax benefits
  • DIrect claim settlement

Criti Care Plan (Cons)

Criti Care Plan
  • Accident death
  • No total disability cover
  • AIDS not covered
  • Child education benefit
  • Funeral expenses

Criti Care Plan (Other Benefits)

Criti Care Plan
  • Flexibility plan options
  • Surgeon fees covered
  • Renewal for life
  • Diagnostic Procedures/Therapies
  • Prosthetic implants covered

Criti Care Plan (Eligibility Criteria)

Criti Care Plan
  • Min- 18 years
  • Max- 65 years

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Why Choose
Niva Bupa
Health Insurance?

Quicker Claim Process

A health insurance claim is the most crucial aspect for any policyholder and when you are not assured of a smooth claim process, it can be disheartening. With Niva Bupa health insurance, you will have your cashless claims processed within 30 minutes of filing.

Avail Coverage for Diabetes From Day 1

Special health plans are dedicated to illnesses like diabetes and hypertension offered by Niva Bupa health insurance which are generally not covered under regular health plans by other insurance providers.

What is Covered?

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International Coverage

Multiple health plans offered by Niva Bupa cover you against hefty medical bills in case treatments are availed outside of India.

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Advanced Reproductive Treatments

Infertility issues are a common factor in young couples. While advanced treatments such as IVF are available, but not affordable. Niva Bupa's plans will help you with these.

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Travel The World Stress-Free

Travel health insurance plans by Niva Bupa health insurance cover you against medical emergencies and offer travel inconvenience coverage. Be it loss of baggage, or passport, Niva Bupa is with you at every step

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Wellness Benefits

You may think your health has no benefits over your health insurance plan, but having a healthy lifestyle and hitting your daily step goal will help you gain up to 30% renewal discounts.

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Optional Covers

With each Niva Bupa health insurance plan you can attach optional covers like personal accident, critical illness, international coverage, and more.

What is not Covered?

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Nuclear and Radiological

Injuries happen due to nuclear and radiological immersion. 

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Illegal Activities

Injuries caused due to involvement in unlawful and illegal activities

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Drugs

Non-prescribed or unproven drugs or treatments

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Adventure Sports

Injuries due to adventure sports unless they are mentioned in the policy schedule

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Weight Management

Treatments for obesity and weight reduction

What Are The Different Waiting Periods In Niva Bupa Health Insurance Plans?

Various waiting periods are applicable across different plans offered by Niva Bupa Health Insurance. Let us discuss the same.

Initial Waiting Period

An initial waiting period of 30 days is applicable on all Niva Bupa Health Insurance plans starting from the date of purchase

Pre-existing Waiting Period

Pre-existing diseases such as hypertension, diabetes, and others have a waiting period varying between 2 to 4 years depending on the plan you opt for.

Survival Period

The survival period is the number of days mentioned in your critical illness health policy that you need to survive after being diagnosed with a critical illness to get plan coverage.

Riders Of Niva Bupa Health Insurance

Niva Bupa Health Insurance is known to provide multiple additional add-on coverage features to policyholders to give the best health insurance experience. A few are mentioned below for your information:

Fast Forward

Available with the Niva Bupa Aspire health plan, this unique health plan allows you to combine the entire sum insured so you can use it anytime if you buy a multi-year policy for 2 or 3 years of policy tenure.

Borderless Add-on

You can avail of medical treatments anywhere in the world with personalized co-payment options between 0 to 50%.

Day 1 Coverage

Get day 1 coverage for diseases like hypertension and diabetes along with up to 20% renewal discount.

Safeguard

Get annual increased coverage based on the inflation rate, and coverage for non-payable items.

Hospital Cash

The plans offered by Niva Bupa health insurance will pay you hospital cash for up to 30 days of hospitalization if you are hospitalized for more than 48 hours.

Niva Bupa Health Insurance Network Hospital List

Niva Bupa Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Niva Bupa Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Niva Bupa Health Insurance Plans Buying Process With PolicyX

Follow these steps to purchase Niva Bupa health plans through PolicyX:

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  • Step 1

    Visit the PolicyX health insurance page, and fill in your details like name, age, number of members to be covered, and city.

  • Step 2

    Click on 'Get free quotes' and compare Niva Bupa health insurance plans as per your requirements.

  • Step 3

    Select and pay premiums online for your chosen purchased Niva Bupa health insurance plan.

  • Step 4

    Our team of insurance experts at PolicyX will provide you with all the assistance required regarding claims and other queries post-purchase of your Niva Bupa health insurance plan.

Niva Bupa Health Insurance Renewal Process

To renew your Niva Bupa health insurance plan follow these simple steps:

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  • Step 1

    Visit the official website of Niva Bupa Health Insurance Company

  • Step 2

    Click on 'Renewals'

  • Step 3

    Enter your 14-digit policy number

  • Step 4

    Click on 'Renew Now'

  • Step 5

    Once your renewal payment has been made, you will receive a policy renewal email and can continue with your health insurance benefits.

P.S - Connect with PolicyX health insurance experts for Niva Bupa health insurance policy renewal at 1800-4200-269

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Niva Bupa Health Insurance Plan Claim Process Steps

Follow the steps given below to file claims with Niva Bupa health insurance:

  • Step 1

    Visit the official website of Niva Bupa Health Insurance Company

  • Step 2

    Click on 'Claims'

  • Step 3

    Choose from the Cashless Claim or Reimbursement Claim option

  • Step 4

    Enter your 'policy or membership number'

  • Step 5

    Mention your Date Of Birth (DOB)

  • Step 6

    Click 'Submit'

Documents Required For Niva Bupa Health Policy Claim Settlement

Submit the following documents when filing for Niva Bupa health claims:

  • Duly completed and signed claim form, in original
  • Valid photo-ID proof
  • Medical practitioner's referral letter and prescription
  • Original bills, receipts, and discharge cards from the hospital/medical practitioner
  • Original bills from pharmacy/chemists
  • Original pathological/diagnostic tests reports/radiology reports and payment receipts
  • Indoor case papers
  • First Information Report, final police report, if applicable
  • Post-mortem report, if conducted
  • Any other document as required by the company to assess the claim
Who Should Invest In A Health Policy?
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How To Port To Niva Bupa Health Insurance?

To port your existing policy to Niva Bupa health insurance, follow the steps mentioned below:

  • Step 1

    Fill out the portability form, and send the application to Niva Bupa Health Insurance Company 45 days before the date of your existing health plan renewal.

  • Step 2

    As per the guidelines of IRDAI, the new insurance company will cross-check your medical and claims history from the previous insurer within 7 days of receiving the portability form.

  • Step 3

    Once the policyholder's details are verified, the new insurance company has to communicate its decision - either approval or rejection - within 15 days.

Health Insurance Queries

More Queries?

If you have any more queries regarding Plans, Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269 now!

Niva Bupa Health Insurance: FAQs

1. Which Niva Bupa Health Insurance plan is the right one for me?

To select the best Niva Bupa health insurance plan per your needs, consider your age, pre-existing conditions, sum insured, number of dependents, and other important factors. For assistance get in touch with PolicyX health insurance experts at 1800-4200-269.

2. Will Niva Bupa’s health insurance cover my pre-existing health conditions?

Yes, Niva Bupa health plans cover PEDs after serving a specified amount of waiting period. You can also reduce your waiting period with an additional waiver of premium add-ons.

3. How long does Niva Bupa health insurance take to process cashless claims?

Niva Bupa Health Insurance promises a 30-minute cashless claims processing after receiving all the necessary details and documents from the policyholder for claim filing.

4. How many cashless hospitals are available with Niva Bupa health plans?

Avail cashless hospitalization in over 10,372 network hospitals with Niva Bupa Health Insurance health plans.

5. Does Niva Bupa Health Insurance have a health app?

Yes, Niva Bupa health insurance provides insurance-related services in the palm of your hands with the Niva Bupa App available on iOS and Android.

6. How can I use my Niva Bupa Health Insurance Policy during any medical emergency?

To use your Niva Bupa Health Insurance at the time of a medical emergency, follow the below-mentioned steps: Inform the insurer Share your health insurance card at the hospital Pre-authorization request goes to the insurer The verification process is done by the insurer Claim settlement approved Now you can enjoy the benefits associated with your Niva Bupa health plan.

7. Does Niva Bupa Health Insurance Company offer the facility of auto-renewal?

Yes, the company allows you to choose for auto-renewal facility so that you never forget to pay your premiums on time. For any auto-renewal assistance, give a missed call at 1860-500-8888, and the company’s representatives will get in touch with you.

8. What are the different types of Niva Bupa Health plans available?

Niva Bupa Health plans are available across categories like: Individual Health Plans Family Health Plans Personal Accident Health Plans Senior Citizen Health Plans Critical Illness Health Plans

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Simran saxena

Written By: Simran Saxena

An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Travelling and writing are her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and seamlessly solves the reader’s query.